Create, manage, and visualize your monthly budget. Track income, expenses, and savings goals to take control of your finances.
Fill in the amounts below to get a clear picture of your monthly finances. Add custom items as needed for a personalized budget.
Follow these strategies to make the most of your budget and improve your financial health.
Allocate roughly 50% of your after-tax income to Needs (housing, food, transport), 30% to Wants (entertainment, hobbies), and 20% to Savings & Debt repayment.
Aim to save 3-6 months' worth of essential living expenses in an easily accessible account for unexpected events like job loss or medical bills.
Use your budget to monitor where your money actually goes. Small, frequent expenses can add up quickly. Adjust spending habits based on your findings.
Your budget isn't static. Review it monthly or quarterly to account for income changes, new goals, or shifting expense patterns.
Set up automatic transfers to your savings or investment accounts each payday. Treat savings like a bill you have to pay.
Be honest about what's essential versus discretionary. This helps identify areas where you can cut back if needed to reach savings goals faster.