Free, easy-to-use financial calculators and planning tools, built specifically for South Africans. Take control today.
Accurate & up-to-date calculators built specifically for South African financial regulations and tax laws.
Estimate your personal income tax based on the latest 2025/2026 SA tax brackets, rebates, and medical aid credits.
Create, manage, and visualise your personal budget. Track income, expenses, and progress towards your savings goals.
Calculate repayments for home loans, vehicle finance, and personal loans. Understand interest and total cost.
Quickly add or exclude VAT (currently 15%) from any amount for your business or personal needs in South Africa.
Project your retirement savings (RA/TFSA) and see if you're on track for your goals.
Define your savings goals (e.g., deposit, holiday) and calculate the required monthly contributions.
We empower South Africans with clear, accurate, and accessible financial tools.
Calculations meticulously aligned with current South African tax laws (SARS), rates, and regulations.
Understand your finances better with engaging charts and graphs that simplify complex data.
Calculations happen directly in your browser. Your personal financial data is not stored by us.
We regularly update tools for the latest tax brackets, regulations, and financial standards in SA.
Access Financial Compass seamlessly on your desktop, tablet, or smartphone.
All core calculators and tools are provided free of charge to empower your financial journey.
Key information relevant to your finances in South Africa (as of April 2025).
National Treasury confirms the proposed VAT increase for May 2025 has been cancelled. The standard VAT rate stays at 15%. Our VAT calculator reflects this.
The official SARS tax brackets, rebates (Primary R17,235), and thresholds (starting at R95,750 for under 65s) for 1 Mar 2025 - 28 Feb 2026 are now live in our Tax Calculator.
Recent changes impact how you access retirement funds. Explore implications for RAs, Pension/Provident funds, and withdrawal benefits.